Complete the Application
You can begin the application process and provide as much information up-front as possible. This gives us a big head start and allows us to move through the process more efficiently. No stone unturned, if there's a story, let me have it! It's the only way to find the right lender for you! (Similar to a "specialist" referral from a doctor)
Assess Your Eligibility
The first step is important and will set the tone for the entire rest of the process. You and your "Escapes2" mortgage professional will review your credit profile, set expectations and discuss some available financing options.
This next step is where we need your help getting your documents to us as fast as possible. You will be providing us items such as T4’s, Pay stubs, Tax Returns, Bank Statements and other employment history. Typical documents required are listed here.
An appraisal usually is required in this market. Usually the cost of an appraisal is yours, however there are many solutions to that depending if your application qualifies. By Partnering with the right product, this cost can sometimes be absorbed by the lender.